What is the role of a servicer, and what is a subservicer?

An appraisal determines your home’s market value, helping lenders decide how much you can borrow. It’s a required step in the mortgage approval process. Read more

Learn what a nonconforming loan is, how it differs from conforming loans, pros/cons, jumbo and government-backed options, and credit and DTI requirements. Read more

Learn when you’ll need to pay PMI on a conventional loan. Discover how down payments under 20% trigger PMI, how to remove it early, & how it affects your costs. Read more